If you’ve ever applied for a loan, you may have heard the term “debt-to-income (DTI) ratio.” This is an important number that lenders use to understand how much of your monthly income goes toward paying off debts. It helps them assess whether you’re likely to be able to repay a loan.
Whether you’re applying for a mortgage, car loan, or even a title loan 100% online, your DTI ratio plays a big role in how much money a lender is willing to lend you, and at what interest rate.
In this article, we’ll take a closer look at what DTI ratio is, how it’s calculated, why it matters, and how you can use it to make better financial decisions. Understanding your DTI ratio can not only help you secure better loans, but it can also give you a clearer picture of your financial health. [Read more…]
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